Privacy Policy

DISCLAIMER

The views expressed are provided as a source of general information only. The views presented are not those of a licensed financial planner, accountant, or physician. The views expressed should not be considered to be personal investment advice or solicitation to buy or sell securities. Investors considering any investment should consult with their investment advisor to ensure that it is suitable for the investor’s circumstances and risk tolerance before making any investment decisions. A physician should be consulted prior to any activity that may precipitate harm. The information contained in this blog was obtained from sources believed to be reliable, however, we cannot represent that it is accurate or complete. 

PRIVACY POLICY

Who we are

Switchback Strategy found at https://www.switchbackstrategy.com/ (“Site,” “Website”) is governed by the following privacy policy (“Privacy Policy”)

What personal data we collect and why we collect it

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The The Gravatar service privacy policy is available here. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Contact forms

To assist with sending you requested information, we use Mailchimp to collect and store your email address. You may opt out of the collection of your data by:

  1. unsubscribing (we will remove your data) and
  2. contacting them using the instructions on their privacy policy: https://mailchimp.com/legal/privacy/

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Analytics

We use Google analytics to record information about the pages a user has seen, for example the URL of the page, time of day, device used, etc. The information that we collect anonymized and sent to Google Analytics for analysis. Google Analytics mainly uses first-party cookies to report on visitor interactions on this website. Users may disable cookies or delete any individual cookie. In addition, Google Analytics supports an optional browser add-on that – once installed and enabled – disables measurement by Google Analytics for any site a user visits. Note that this add-on only disables Google Analytics measurement. Google Analytics also collects Internet Protocol (IP) addresses to provide and protect the security of the service, and to give website owners a sense of which country, state, or city in the world their users come from (also known as “IP geolocation”). See this page for Google Analytics security and usage of data: https://support.google.com/analytics/answer/6004245

Who we share your data with

The data collected may be shared with:

  • service providers and others who help with our business operations and assist in the delivery of our products and services including, but not limited to, application development, site hosting, maintenance, data analysis, infrastructure provision, IT services, customer service, email delivery services, payment processing, marketing, analytics, and enforcement of our Terms of Service Agreement and other agreements;
  • Other users of the site to identify you to anyone to whom you send messages or make comments through the Services;
  • Persons or entities with whom you consent to have your Personal Data shared;
  • Third parties in order to prevent damage to our property (tangible and intangible), for safety reasons, or to collect amounts owed to us;
  • Merchants and payment processors;
  • and third parties as we believe necessary or appropriate, in any manner permitted under applicable law, including laws outside your country of residence

We do this to:

  • comply with legal process;
  • respond to requests from public and government authorities, including public and government authorities outside your country of residence;
  • enforce our Terms of Service Agreement and other agreements;
  • protect our operations;
  • protect our rights, privacy, safety or property, and/or that of our affiliates, you, or others;
  • and allow us to pursue available remedies or limit the damages that we may sustain.   

We will never sell, rent, or lease your Personal Data to a third party.

Advertising

Display Ads

We may use third-party advertising companies to present content and advertisements on the Website when you visit, which may use cookies, and will be treated as above.

Retargeting Ads

From time to time, the Website may engage in remarketing efforts with third-party companies, such as Google, Facebook, or Instagram, in order to market the Website. These companies use cookies to serve ads based on someone’s past visits to the Website.

Affiliate Program Participation

The Website may engage in affiliate marketing, which is done by embedding tracking links into the Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Switchback Strategy is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and links to Amazon.com.  As part of this Amazon Associates program, the Website will post customized links, provided by Amazon, to track the referrals to their website. This program utilizes cookies to track visits for the purposes of assigning commission on these sales.

How long we retain your data

If you leave a comment, the comment and its metadata are retained for one year. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

Analytics data is retained indefinitely

Contact forms are held for one year.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Visitor comments may be checked through an automated spam detection service. Third parties have access to your data as noted within this agreement.

Additional information

We will retain your Personal Data for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or allowed by law.

Sensitive Personal Information

At no time should you submit sensitive personal information to the site. This includes information such as social security number, political opinions, health information, religious beliefs, information regarding race or ethnic origin, criminal background, or trade union memberships. If you elect to submit such information to us, it will be subject to this Privacy Policy.

Users under 13 years of age

Our Services are not directed to and we do not knowingly collect Personal Data from children under the age of 13. If we become aware that a child under the age of 13 has provided us with Personal Data, we will take steps to remove such data. If you become aware that your child has provided us with Personal Data without your consent, please contact us at switchbackstrategy@gmail.com                                .

By using the Services, you are representing to us that you are not under the age of 13.

How we protect your data

We use reasonable and appropriate physical, electronic, and administrative safeguards to protect personal data from loss, misuse and unauthorized access, disclosure, alteration and destruction, taking into account the nature of the Personal Data and risks involved in processing that information.

Notice and Choice

i. The types of Personal Data we collect and why we collect it, are described in Section 2 of this Privacy Policy.

ii. See section 5 to remove your data from this site.

Changes to this Privacy Policy

We may change this Privacy Policy at any time. The most recent version of the Privacy Policy is indicated by the “Last Updated” date at the top of the Privacy Policy. All changes are effective immediately upon posting. Please review this Privacy Policy frequently to stay updated on changes that may affect you. Your continued use of this website signifies your continuing consent to be bound by this Privacy Policy.

Contact Information

Please contact us at any time at switchbackstrategy@gmail.com for questions about this Privacy Policy.  

CREDITS

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